Terms and Conditions
Effective Date: January 2026
These Terms and Conditions govern the use of services provided by Penciledge LLC. By accessing or using our platform, you agree to these terms.
Eligibility
Users must provide accurate and complete information during onboarding and comply with all applicable laws.
Use of Services
You agree to:
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Use the platform for lawful purposes only
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Provide truthful and verifiable information
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Not engage in fraudulent or abusive activity
We reserve the right to suspend or terminate accounts involved in suspicious or non-compliant activity.
KYC & Verification
Users may be required to undergo identity verification, including BVN checks, to access certain services.
Limitation of Liability
Penciledge LLC shall not be liable for losses arising from:
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User-provided incorrect information
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Service interruptions beyond our control
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Regulatory or third-party actions
Changes to Terms
We may update these terms from time to time. Continued use of the platform constitutes acceptance of the updated terms.
