Privacy Policy

Effective Date: January 2026

Penciledge LLC (“we”, “our”, “us”) is committed to protecting the privacy and personal data of our users. This Privacy Policy explains how we collect, use, store, and protect your information when you use our website and services.

Information We Collect

We may collect the following information:

Full name, phone number, email address
Government-issued identity information (including BVN where applicable)
Device and usage data
Transaction and account-related information

How We Use Your Information

We use collected information to:

Verify user identity and perform KYC checks
Prevent fraud and unauthorized access
Provide and improve our financial services
Comply with legal and regulatory obligations

Data Protection

All personal data is handled securely and in accordance with applicable data protection regulations, including NDPR and relevant international standards. We do not sell or trade user data to third parties.

Third-Party Services

We may share limited data with trusted third-party service providers (such as payment processors and verification partners) strictly for service delivery and compliance purposes.

User Consent

By using our platform, you consent to the collection and use of your information as described in this policy.

For questions regarding this policy, contact us via the details on our website.